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"In a surprise move, the Bank of Japan has introduced a negative interest rate. The benchmark rate of -0.1% means that commercial banks will be charged by the central bank for some deposits." (Source: )

, Department of Economics, ƽÌØÎå²»ÖÐ

"I think it is a mistake. The extraordinary monetary stimulus that has been inserted into financial markets around the world by all G7 central banks is a source of what is called asset price inflation. The excess monetary stimulation sets the stage and provides the fuel for a gasoline-style bonfire of speculation and Ill advised short-term investments."
— Tom Velk

He's interested in money and banking, monetary theory, and public policy.

tom.velk [at] mcgill.ca (English)